From: http://www.pissedconsumer.com/consumer-reviews/mortgage/ocwen-opinion-%11-mortgage-companies-2007040597575.html
I am so sorry that I met these people. They are horrible to deal with.. I was sick and started Chemo Therapy and THEY DON'T CARE!! They kacked are payments up for FOREBARENCE and we can barely afford them, now.. We are always getting nasty calls, even if we ar 1 day late.. Oh and not to mention.. NO grace period when on Forebarnce,, Plus all the fees.. I asked for a payoff, and it was 13,000.00 more than what we should.. They have reported our credit wrong to the 3 major companies as well as I feel as if they are flying like buzzrds around our house, waiting to take it at any second!! They, sould be ashamed of themselves.. I asked them to restructure our loan so we can get back on track, now that I have income again.. That is an option of their on their website, but not one person will discuss that option... I feel as if I am drowning in a pool of sharks.. They are ruthless.. I feel sorry for anyone who deals with these people. I pray for the soles when Judgement Day comes to them.. I would love to Sue the pants off of them and shut them down for good, so no one else ever has to endure what we have gone thru... God Bless You all and may your situations work out.. You are all in my prayers tonight.
KimberlyPalmyra, VirginiaU.S.A.
Showing posts with label ocwen has ruined lives. Show all posts
Showing posts with label ocwen has ruined lives. Show all posts
Tuesday, February 19, 2008
Thursday, February 7, 2008
Ocwen Foreclosure, unfair fees,unfair forbearance agreements Orlando Florida
From: http://www.ripoffreport.com/reports/0/306/RipOff0306928.htm
I have read all the files about Ocwen and they all sound all too familiar to me. I am being threatened with foreclosure now so i also have a forbearance agreement which is putting me further and further away from helping save my home!! 2 yrs. ago my mortgage payment was $991 and is now $1450!! I had flooding at mu house and had a lot of damage which resulted in a lot of out of pocket expenses that our ins. wouldn't pay. Which was what put us behind . Also we paid up back taxes that we didn't know we could escrow which was a lot of out of pocket. We have had 2 plans already due to these extenuating circumstances and they are more than willing to help with huge down down payments and raising the payment. How does this help. In Oct. i paid $2489 down and $3000 in Jan. and they are still threatening me!! That's not counting the amt. i put down last year.This is ruining my credit!! They also say i owe 13,000 in arrearages !! How can this be???? I always pay my house payment each month!!I am going to investigate my payment history with them but that is gonna take awhile. I need some help now!!! Each month the continually add high late fees,and a $10 property ins. monthly!!I have never seen such a horrible company to deal with. They do not respond to my emails and there is at least a 30 -40 min. wait to talk to a representative. Then they are more than happy to help by another downpayment and forbearance agreement.This is a vicious circle with no end and i am in fear of losing my house!!!
RhondaMinerva, OhioU.S.A.
I have read all the files about Ocwen and they all sound all too familiar to me. I am being threatened with foreclosure now so i also have a forbearance agreement which is putting me further and further away from helping save my home!! 2 yrs. ago my mortgage payment was $991 and is now $1450!! I had flooding at mu house and had a lot of damage which resulted in a lot of out of pocket expenses that our ins. wouldn't pay. Which was what put us behind . Also we paid up back taxes that we didn't know we could escrow which was a lot of out of pocket. We have had 2 plans already due to these extenuating circumstances and they are more than willing to help with huge down down payments and raising the payment. How does this help. In Oct. i paid $2489 down and $3000 in Jan. and they are still threatening me!! That's not counting the amt. i put down last year.This is ruining my credit!! They also say i owe 13,000 in arrearages !! How can this be???? I always pay my house payment each month!!I am going to investigate my payment history with them but that is gonna take awhile. I need some help now!!! Each month the continually add high late fees,and a $10 property ins. monthly!!I have never seen such a horrible company to deal with. They do not respond to my emails and there is at least a 30 -40 min. wait to talk to a representative. Then they are more than happy to help by another downpayment and forbearance agreement.This is a vicious circle with no end and i am in fear of losing my house!!!
RhondaMinerva, OhioU.S.A.
Tuesday, February 5, 2008
Ocwen Finacial, REPORTING LATE PAYMENTS 7 TIMES. WANTS $4000.00 TO CATCH UP OUR LOAN. WE ARE NOT BEHIND
From: http://www.ripoffreport.com/reports/0/306/RipOff0306342.htm
We have been with Ocwen for a year and a half. We had a miss hap with a pipe under our garage floor that broke due to a freeze we had that year ( 2006 ). So we got behind, our family gave us some money to help catch up and so we had one more payment to pay and Ocwen told us about a forebearance program. So ocwen told us they would spread out one payment for six months and I told them to send me the paper work so we could look it over and decide from there if we would do it or not. Well they started to send statements saying that our new payment was $2677.58 from $2400.00 a month. Because we were on a fix interest only lock in for 2 yrs loan I decided to look in on a fix 30yr loan sense the interest rate were going down. So I started looking at other companies and found out through them that my credit scores are at 545 and I have 7 late payments on my credit. So I called the Ocwen comp. and asked them why they reported me late on my payments and the man I spoke to said that the forebearance plan is why they had to report me late. I have not been late for the seven month that I have had my mortgage go up $277.00 more a month. Plus the man said that I have been charged late fees of $112.00 each of those months that I was not late. I ask him what it would take to get off the forebearance plan, I would have to come up with the $4000.00 to catch up. Then I asked if thier was a signature on the forbearance statement and they told me that it was a verbal agreement. I never agreed to have my credit messed up and reported late every month for the last 7 months so I cant get my house refinanced to a lower payment. Now Ocwen said as of April 1st that my interest rates will be raised to 10.375% on this interest only loan and that my mortgage will be raise to $3151.58 a month so I guess like everybody else that has been in their grip I'll loose my house too. Plus when they took over my loan with countrywide they raise the interest rate from 7.5% to 8.375% even though I was lock in for two years at 7.5%. The man on the phone told me when they bought our note that it raise up to 8.375% because that is what it was at the time when they bought the loan. I did not sign for the 8.375%. and that they are charging us $12.95 for some insurance that I had know idea what that was and that I was going to be charged for the phone call I placed to him to find out why I was being recorded as late? I need this to go out to all that are suffering from this Ocwen and if there is someone in Arizona that has a lawyer and needs more to join there lawsuit I'm in. I need some help to get mine and my husbands life back on track and get our credit back to normal and get these people shut down beefore there are more lives destroyed by the fraud of this company.Lauragilbert, ArizonaU.S.A.
We have been with Ocwen for a year and a half. We had a miss hap with a pipe under our garage floor that broke due to a freeze we had that year ( 2006 ). So we got behind, our family gave us some money to help catch up and so we had one more payment to pay and Ocwen told us about a forebearance program. So ocwen told us they would spread out one payment for six months and I told them to send me the paper work so we could look it over and decide from there if we would do it or not. Well they started to send statements saying that our new payment was $2677.58 from $2400.00 a month. Because we were on a fix interest only lock in for 2 yrs loan I decided to look in on a fix 30yr loan sense the interest rate were going down. So I started looking at other companies and found out through them that my credit scores are at 545 and I have 7 late payments on my credit. So I called the Ocwen comp. and asked them why they reported me late on my payments and the man I spoke to said that the forebearance plan is why they had to report me late. I have not been late for the seven month that I have had my mortgage go up $277.00 more a month. Plus the man said that I have been charged late fees of $112.00 each of those months that I was not late. I ask him what it would take to get off the forebearance plan, I would have to come up with the $4000.00 to catch up. Then I asked if thier was a signature on the forbearance statement and they told me that it was a verbal agreement. I never agreed to have my credit messed up and reported late every month for the last 7 months so I cant get my house refinanced to a lower payment. Now Ocwen said as of April 1st that my interest rates will be raised to 10.375% on this interest only loan and that my mortgage will be raise to $3151.58 a month so I guess like everybody else that has been in their grip I'll loose my house too. Plus when they took over my loan with countrywide they raise the interest rate from 7.5% to 8.375% even though I was lock in for two years at 7.5%. The man on the phone told me when they bought our note that it raise up to 8.375% because that is what it was at the time when they bought the loan. I did not sign for the 8.375%. and that they are charging us $12.95 for some insurance that I had know idea what that was and that I was going to be charged for the phone call I placed to him to find out why I was being recorded as late? I need this to go out to all that are suffering from this Ocwen and if there is someone in Arizona that has a lawyer and needs more to join there lawsuit I'm in. I need some help to get mine and my husbands life back on track and get our credit back to normal and get these people shut down beefore there are more lives destroyed by the fraud of this company.Lauragilbert, ArizonaU.S.A.
Sunday, February 3, 2008
OCWEN FEDERAL BANK, SOMEBODY PLEASE STOP THESE PEOPLE! WE NEED TO JOIN ON A CIVILIAN LAWSUIT AGAINST OCWEN FEDERAL BANK
From: http://www.ripoffreport.com/reports/0/305/RipOff0305837.htm
OCWEN FEDERAL BANK, SOMEBODY PLEASE STOP THESE PEOPLE! WE NEED TO JOIN ON A CIVILIAN LAWSUIT AGAINST OCWEN FEDERAL BANK! THEY ARE RUINING OUR LIVES, ITS ALMOST SCARRY TO HEAR ALL THE SIMULAR STORIES, FOREBEARANCE PLANS, RIDICULOUS CHARGES, THEY WANT TO STEAL YOUR HOME Orlando Florida
OCWEN FEDERAL BANK HAS BASICALLY RUINED OUR LIVES! MY PAYMENT WENT FROM 642.00 TO NOW $950.00 IN 6 YEARS, FROM ALL THE UNEXPLAINED FALSE CHARGES. THERE WAS A TIME WE FELL BEHIND FROM MEDICAL REASONS, WE TRIED EVERYTHING TO GET OCWEN TO WORK WITH US, YES, THEY WILL WORK WITH YOU AND TAKE ADVANTAGE OF YOUR SITUATION TO GET YOUR HOME! THEY REQUIRED ME TWICE NOW TO COME UP WITH A DOWN PAYMENT OF NO LESS THAN $2,800 IN THIRTY DAYS AND INCREASE YOUR PAYMENTS $150.00 MORE A MONTH. UNTIL THIS SO CALLED FOREBEARNCE PLAN IS UP TO DATE, WHICH IT WILL NEVER BE. bECAUSE, IF YOUR A DAY LATE ON YOUR FOREBEARANCE PLAN YOU WILL BE KICKED OFF IT AGAIN AND THEY IMMEDIATELY THREATEN FORECLOSE PROCEEDINGS. TO GET BACK ON ANOTHER PLAN, YOU MUST COME UP WITH THIS DOWN PAYMENT AGAIN AND YOUR PAYMENT WILL THEN INCREASE ANOTHER $150.00 A MONTH. THEY WILL CONTINUE TO DO THIS UNTIL YOU CAN'T AFFORD YOUR PAYMENTS OR THEY WILL NO LONGER PUT YOU ON ANOTHER PLAN AND STEAL YOUR HOME! ESPECIALLY IF YOUR HOME IS WORTH MORE THAN YOU OWE...... THERE'S NO MERCY. WITH MY PAYMENTS NOW $950.00 A MONTH AND WITH NO GRACE PERIOD, I WILL PROBABLY BE FORECLOSED ON SOMEDAY UNLESS SOMETHING IS DONE WITH THIS COMPANY RIGHT AWAY! PLEASE IF THERE ARE ANY ATTORNEYS OUT THERE THAT WOULD BE INTERESTED IN THESE CASES, PLEASE TAKE ACTION. IT'S NOT ONLY ME BEGGING, PLEASE READ ALL THE SIMULAR REPORTS! ITS RUINING MY FAMILY, TAKING AWAY FROM MY KIDS, AND DEVISTATING PHYSICALLY AND MENTALLY! IF ANYONE ELSE IS WILLING TO JOIN AN EXISTING SUIT OR CREATE ANOTHER SUIT AGAINST OCWEN, PLEASE POST ON HERE ON HOW WE CAN SET THIS UP. I WANT SO BAD TO GIVE MY EMAIL ADDRESS ON HERE BUT I BETTER NOT FOR PRIVACY REASONS! CAN SOMEONE LEGALLY ADVISE US ON HERE! THANKS
OCWEN FEDERAL BANK, SOMEBODY PLEASE STOP THESE PEOPLE! WE NEED TO JOIN ON A CIVILIAN LAWSUIT AGAINST OCWEN FEDERAL BANK! THEY ARE RUINING OUR LIVES, ITS ALMOST SCARRY TO HEAR ALL THE SIMULAR STORIES, FOREBEARANCE PLANS, RIDICULOUS CHARGES, THEY WANT TO STEAL YOUR HOME Orlando Florida
OCWEN FEDERAL BANK HAS BASICALLY RUINED OUR LIVES! MY PAYMENT WENT FROM 642.00 TO NOW $950.00 IN 6 YEARS, FROM ALL THE UNEXPLAINED FALSE CHARGES. THERE WAS A TIME WE FELL BEHIND FROM MEDICAL REASONS, WE TRIED EVERYTHING TO GET OCWEN TO WORK WITH US, YES, THEY WILL WORK WITH YOU AND TAKE ADVANTAGE OF YOUR SITUATION TO GET YOUR HOME! THEY REQUIRED ME TWICE NOW TO COME UP WITH A DOWN PAYMENT OF NO LESS THAN $2,800 IN THIRTY DAYS AND INCREASE YOUR PAYMENTS $150.00 MORE A MONTH. UNTIL THIS SO CALLED FOREBEARNCE PLAN IS UP TO DATE, WHICH IT WILL NEVER BE. bECAUSE, IF YOUR A DAY LATE ON YOUR FOREBEARANCE PLAN YOU WILL BE KICKED OFF IT AGAIN AND THEY IMMEDIATELY THREATEN FORECLOSE PROCEEDINGS. TO GET BACK ON ANOTHER PLAN, YOU MUST COME UP WITH THIS DOWN PAYMENT AGAIN AND YOUR PAYMENT WILL THEN INCREASE ANOTHER $150.00 A MONTH. THEY WILL CONTINUE TO DO THIS UNTIL YOU CAN'T AFFORD YOUR PAYMENTS OR THEY WILL NO LONGER PUT YOU ON ANOTHER PLAN AND STEAL YOUR HOME! ESPECIALLY IF YOUR HOME IS WORTH MORE THAN YOU OWE...... THERE'S NO MERCY. WITH MY PAYMENTS NOW $950.00 A MONTH AND WITH NO GRACE PERIOD, I WILL PROBABLY BE FORECLOSED ON SOMEDAY UNLESS SOMETHING IS DONE WITH THIS COMPANY RIGHT AWAY! PLEASE IF THERE ARE ANY ATTORNEYS OUT THERE THAT WOULD BE INTERESTED IN THESE CASES, PLEASE TAKE ACTION. IT'S NOT ONLY ME BEGGING, PLEASE READ ALL THE SIMULAR REPORTS! ITS RUINING MY FAMILY, TAKING AWAY FROM MY KIDS, AND DEVISTATING PHYSICALLY AND MENTALLY! IF ANYONE ELSE IS WILLING TO JOIN AN EXISTING SUIT OR CREATE ANOTHER SUIT AGAINST OCWEN, PLEASE POST ON HERE ON HOW WE CAN SET THIS UP. I WANT SO BAD TO GIVE MY EMAIL ADDRESS ON HERE BUT I BETTER NOT FOR PRIVACY REASONS! CAN SOMEONE LEGALLY ADVISE US ON HERE! THANKS
Friday, February 1, 2008
Ocwen Federal Bank, Ocwen Loan Serviving, Wells Fargo Bank Ocwen and Wells Fargo has ruined many lives and will continue to do so unless someone stops
From: http://www.ripoffreport.com/reports/0/305/RipOff0305260.htm
Ocwen Federal Bank, Ocwen Loan Serviving, Wells Fargo Bank Ocwen and Wells Fargo has ruined many lives and will continue to do so unless someone stops them. Orlando Florida
This company has ruined many, many lives. Our mortage was sold to Ocwen who is owned by Wells Fargo. Our only communication with them is by phone, since there are no offices for anyone to visit.It all started with a late payment fee of $13.00 and turned in $10,000.00 in late fees, legal/collection expenses, property valuation expenses, property inspection expenses. ( what is a property valuation or inspection expense anyway. no one can tell us, they don't know ) Oh, and also $12.95 a month for insurance. This was something that was tacked on a year or 2 after the original mortqage payments began. It took 5 years to get it stopped. By the way it was for flood insurance that we didn't even need. And there were payments that were not posted on the date they were recieved, even when we sent the payment through Western Union.They started foreclosure preceedings. Anyway, after all of the expenses that we never could get caught up on, we had to file for bankruptcy. And that was a nightmare. We would make a payment and they would send us a statement saying we did not owe a payment for the next month. I kept all the statements and notes on all of the people I spoke with. They were actually trying to tell us that because the bankruptcy trustee was sending payments that we didn't need to make payments. This cost us another $6000.00 in fees. So now they don't send us any statements telling us how and where our money goes.These people are crooks. They don't care about anything but getting your property. They were already trying to sell our property before they started foreclosure preceedings. We actually had people riding by and looking at our property. The worst thing is they way they wreck your credit, no one will even consider a new mortgage, thats why they do it. You are trapped and they have you by the -----!MarkSouth of the Border, South CarolinaU.S.A.
Ocwen Federal Bank, Ocwen Loan Serviving, Wells Fargo Bank Ocwen and Wells Fargo has ruined many lives and will continue to do so unless someone stops them. Orlando Florida
This company has ruined many, many lives. Our mortage was sold to Ocwen who is owned by Wells Fargo. Our only communication with them is by phone, since there are no offices for anyone to visit.It all started with a late payment fee of $13.00 and turned in $10,000.00 in late fees, legal/collection expenses, property valuation expenses, property inspection expenses. ( what is a property valuation or inspection expense anyway. no one can tell us, they don't know ) Oh, and also $12.95 a month for insurance. This was something that was tacked on a year or 2 after the original mortqage payments began. It took 5 years to get it stopped. By the way it was for flood insurance that we didn't even need. And there were payments that were not posted on the date they were recieved, even when we sent the payment through Western Union.They started foreclosure preceedings. Anyway, after all of the expenses that we never could get caught up on, we had to file for bankruptcy. And that was a nightmare. We would make a payment and they would send us a statement saying we did not owe a payment for the next month. I kept all the statements and notes on all of the people I spoke with. They were actually trying to tell us that because the bankruptcy trustee was sending payments that we didn't need to make payments. This cost us another $6000.00 in fees. So now they don't send us any statements telling us how and where our money goes.These people are crooks. They don't care about anything but getting your property. They were already trying to sell our property before they started foreclosure preceedings. We actually had people riding by and looking at our property. The worst thing is they way they wreck your credit, no one will even consider a new mortgage, thats why they do it. You are trapped and they have you by the -----!MarkSouth of the Border, South CarolinaU.S.A.
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