This company bought my son's loan from Ameriquest. I was the co-signer. When Ocwen got it all of a sudden I was the only signer. The property became involved in a legal battle with family and they illegally added their names to the deed. I no longer had legal rights and never got a dime of the piece of property. Wasn't even a mortgage. Ocwen told my son they would wait for the sale to go through, but threatened all the time. The sale went through, I got nothing. Ocwen because of false lien filing (filed on someone elses property) still reported on my credit that they foreclosed. I sent them a copy of the letter they sent me stating it was paid in full, I sent them a copy of the settlement statement stating it was paid in full and still they won't take it off my credit. Its like a personal vendetta against me, because I want to refinance and they want me to continue paying the price of their ignorant hate. They actually hate white people and women, I am both. That to me is discrimination and they should be held accountable for that. They are all from India and think they are the superior race. Business is supposed to be non discriminate. Their practices are very shady. If the government bailed them out, we know who the government prefers out of country businesses.
LaurieFallon, Nevada
U.S.A.
From: http://www.ripoffreport.com/reports/0/382/RipOff0382035.htm
Showing posts with label ruined our credit. Show all posts
Showing posts with label ruined our credit. Show all posts
Saturday, November 15, 2008
Saturday, August 2, 2008
Ocwen Financial adding unknown charges and falsifying credit report lateness, harrassing phone calls causeing undue stress
After one year of payment on time, Ocwen started charging hidden charges such as(12.95). After only being late once they sent my money back and added on charges ranging to 2 thousand dollars.
They kept sending my credit report false info stating I was late every month some times 90 days late.I was not, I contacted them they told me it was in forclosure and I paid them over 6 thousand dollars being a stupid young lady, this stopped that proceeding then every month they would send back my check stating I was a penny or ten cents under my payment.Now they tell me it is in their forclosure system again.
I am desperate I don't want to lose my grandfathers house. I can't get out from under them because they have ruined my credit and I will lose the only thing left of my grandparents.
Rachel Oldtown, Maryland U.S.A.
From: http://www.ripoffreport.com/reports/0/358/RipOff0358060.htm
They kept sending my credit report false info stating I was late every month some times 90 days late.I was not, I contacted them they told me it was in forclosure and I paid them over 6 thousand dollars being a stupid young lady, this stopped that proceeding then every month they would send back my check stating I was a penny or ten cents under my payment.Now they tell me it is in their forclosure system again.
I am desperate I don't want to lose my grandfathers house. I can't get out from under them because they have ruined my credit and I will lose the only thing left of my grandparents.
Rachel Oldtown, Maryland U.S.A.
From: http://www.ripoffreport.com/reports/0/358/RipOff0358060.htm
Thursday, May 8, 2008
Ocwen Loan Servicingocwen Federal Bank false information on all three credit reports Orlando Florida
MY EX WIFE AND I HAD A JOINT LOAN ON OUR HOUSE. AFTER THE DIVORCE SHE REDID THE LOAN AND THE DEED IN HER NAME ONLY IN 2005 WHICH IS RECORDED AT THE COUNTY COURT HOUSE. WHEN I CHECKED MY CREDIT REPORT IN 2008 ALL THREE CREDIT BUREAUS HAVE ON MY REPORT A FORECLOSURE. I TRIED TO CONTACT MR COLLINS AT OCWEN NUMEROUS TIMES AND LEFT MESSAGES FOR HIM TO CALL ME BACK BUT HE NEVER DOES. I HAD A ATTORNEY LOOK OVER THE DEED AND THE RECORDS AT THE COURT HOUSE AND WAS TOLD I WAS NOT RESPONSIBLE FOR THE LOAN OR THE HOUSE SINCE EVERY WAS REDONE IN MY EXWIFES NAME
David a xxxxxxnitro,
West VirginiaU.S.A.
from:http://www.ripoffreport.com/reports/0/330/RipOff0330203.htm
David a xxxxxxnitro,
West VirginiaU.S.A.
from:http://www.ripoffreport.com/reports/0/330/RipOff0330203.htm
Tuesday, January 22, 2008
Ocwen Mortgage Loans ruined our credit and caused default West Palm Beach Florida
From: http://www.ripoffreport.com/reports/0/301/RipOff0301012.htm
In Aug and Sept. of 2007 we asked Ocwen to 'defer' those 2 months of payments to the end of our 2 year 'fixed' loan (came went to an ARM Oct 2007) and they stated it was fine, no problem. My husband was not working as he stayed home w/our son who has medical issues and we had difficulty for a few months financially. My husband spoke to someone in their Call Center which we did not realize was in India. As we were getting ready to refinance with my credit union in Oct 2007, we recieved a default notice. Also, the broker I was working with said :' What happened to your credit score?--you have a 60 and 90 day late on your mortgage' . I had no idea what she was talking about. As far as we knew everything was current. I had to research and found that Ocwen Never defered our payments for those 2 months but instead reported them as 'late'. I called Ocwen several times and could not find anyone in the US to talk to , it was all thru their 'call center' in India. Everyone had a heavy accent. I asked several service representatives what had happened and no one could give me an answer. They just told me 'we don't defer payments and I don't think our company would have told your husband that'. Arguing that they DID tell my husband that I finally asked to speak to a supervisor. Well, Call after call , they finally had me talk to someone in their 'research dept' to investigate the complaint. (I also have the names of everyone I spoke with). They told me they could not investigate unless they knew the name of the person my husband spoke with. I told them it doesn't matter---all their conversations are 'taped' and asked that they go back and listen to the conversations during Aug and Sept 2007 and what transpired. They did in fact (after 3wks ) state the representative did not address my husbands concerns regarding deferment and they would try to remove the 'lates' on our credit. This took more that 30 days and I am still not sure if it has been done correctly. Meanwhile, we could NOTt refinance (poor credit), we recieved a second default notice and had to try and come up with $$8,000 by the end of NOV 2007 so we would not go into forclosure. (we had to pay the Aug,Sept,Oct,Nov payments to 'catch up' so we could move forward). I had to borrow from family just to make this ungodly payment which was Ocwens mistake in the beginning. Currently, we are still trying to find someone to help us refinance so we can get out of this ARM that we cannot afford. I also want to pursue filing a suit again this company as they have ruined our credit and creditable reputation. We went through so much mental anguish during this 2 month period, my marriage almost ended and I lost 10 pounds from stress and no sleep. My husband had to 'scramble' to find 'A' job somewhere. We had to borrow money from my mother in laws Nursing Home account (she is in kidney failure after a stroke and diabetes). We need to be able to repay her account by refinancing SOMEHOW...as she is in kidney failure and will pass in the next month or so. We need this money for her funeral. This all stems from Ocwens Mistake from Aug. 2007. I have a letter from them stating they would correct our credit but did not admit fault to the situation...... I want to obtain legal counsel and sue for the MAXIMUM amount I can. They have put my family in such a financial bind and are not willing to work amicably with us. This could not have happened at a worse time--with the housing market the way it is and the economy..My original plans to refinance in Oct 2007 (when my loan expired) was going to go thru just fine. We had papers drawn up, we were getting ready to have my home appraised when all of a sudden I recieved this devestating news from my broker when she ran my credit for a second time.I am astounded that a company can do this to families w/o repercussion. Something has to be done.Marietemecula, CaliforniaU.S.A
In Aug and Sept. of 2007 we asked Ocwen to 'defer' those 2 months of payments to the end of our 2 year 'fixed' loan (came went to an ARM Oct 2007) and they stated it was fine, no problem. My husband was not working as he stayed home w/our son who has medical issues and we had difficulty for a few months financially. My husband spoke to someone in their Call Center which we did not realize was in India. As we were getting ready to refinance with my credit union in Oct 2007, we recieved a default notice. Also, the broker I was working with said :' What happened to your credit score?--you have a 60 and 90 day late on your mortgage' . I had no idea what she was talking about. As far as we knew everything was current. I had to research and found that Ocwen Never defered our payments for those 2 months but instead reported them as 'late'. I called Ocwen several times and could not find anyone in the US to talk to , it was all thru their 'call center' in India. Everyone had a heavy accent. I asked several service representatives what had happened and no one could give me an answer. They just told me 'we don't defer payments and I don't think our company would have told your husband that'. Arguing that they DID tell my husband that I finally asked to speak to a supervisor. Well, Call after call , they finally had me talk to someone in their 'research dept' to investigate the complaint. (I also have the names of everyone I spoke with). They told me they could not investigate unless they knew the name of the person my husband spoke with. I told them it doesn't matter---all their conversations are 'taped' and asked that they go back and listen to the conversations during Aug and Sept 2007 and what transpired. They did in fact (after 3wks ) state the representative did not address my husbands concerns regarding deferment and they would try to remove the 'lates' on our credit. This took more that 30 days and I am still not sure if it has been done correctly. Meanwhile, we could NOTt refinance (poor credit), we recieved a second default notice and had to try and come up with $$8,000 by the end of NOV 2007 so we would not go into forclosure. (we had to pay the Aug,Sept,Oct,Nov payments to 'catch up' so we could move forward). I had to borrow from family just to make this ungodly payment which was Ocwens mistake in the beginning. Currently, we are still trying to find someone to help us refinance so we can get out of this ARM that we cannot afford. I also want to pursue filing a suit again this company as they have ruined our credit and creditable reputation. We went through so much mental anguish during this 2 month period, my marriage almost ended and I lost 10 pounds from stress and no sleep. My husband had to 'scramble' to find 'A' job somewhere. We had to borrow money from my mother in laws Nursing Home account (she is in kidney failure after a stroke and diabetes). We need to be able to repay her account by refinancing SOMEHOW...as she is in kidney failure and will pass in the next month or so. We need this money for her funeral. This all stems from Ocwens Mistake from Aug. 2007. I have a letter from them stating they would correct our credit but did not admit fault to the situation...... I want to obtain legal counsel and sue for the MAXIMUM amount I can. They have put my family in such a financial bind and are not willing to work amicably with us. This could not have happened at a worse time--with the housing market the way it is and the economy..My original plans to refinance in Oct 2007 (when my loan expired) was going to go thru just fine. We had papers drawn up, we were getting ready to have my home appraised when all of a sudden I recieved this devestating news from my broker when she ran my credit for a second time.I am astounded that a company can do this to families w/o repercussion. Something has to be done.Marietemecula, CaliforniaU.S.A
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