Ocwen Loan Servicing Took my house from me while we were doing the paperwork. My mother was passing from cancer and they claimed they didn't get my fa

My mother had been ill with cancer for over a year and I had quit work to care for her. I did one loan modification with Ocwen and was so distraught that I did not realize that even tho they gave me a lower interest rate my payments were higher? How could this be? I kept my mortgage straight till my mom had a relapsed and I got behind again. We were use to two incomes and now down to one. I tried to work with them again and they sent me all the paper work but when I told them I faxed it they claimed they did not receive it. I ended up faxing it three times to have them say they didn't receive it. In the mean time my mother was home with Hospice and she passed. I had explained to them what was going on and had trouble with finances due to my not working. They had no concern. The paper work they sent me was on the day my Mom passed,which in no way was going to get back to them in the time length they gave me because of my grief. Then they claimed they sent me a modification that I did not get. I tried again to talk with them about the loan even up to two days before the sale trying to figure something out and was told that they couldn't see how I could call them and that I needed to just come up with the $4800 to save my home. They put it on the aution block but it didn't sale, so now I don't know what they will do. They seem to only work with me when they thought I was going to get money from my Mom's passing but everything went to my Dad which is how it supose to be. I have lost my home without even a chance to keep it and it wasn't entirely my fault. I do take some of the blame for not keeping in touch with them more often (I guess) but they just was rude and now I don't have my home.
Sugar pieKingsland, GeorgiaU.S.A.

Ocwen got my home

like all the other folks on here ocwen has done the same things to me also, feb 18 2009 they got my home and put me on the street. i tried everything to deal with this bank all they done was lie to me sent back payments and keep raising the cost of my mortage payments and interest until i could not make my payments anymore. this home i lost to was the place i grew up and lived by my 75 year old dad, which i take care of. they are going to kick me out in a couple days. they also put my credit in the trash can.. i work every day and all i wanted to do is pay bills. i would also be interested in filing a class action suit again this bank. i tried everything possible to work with ocwen and all they did, is lie to me...
Chris****bluffton, IndianaU.S.A.

Ocwen Loan Servicing Escalated payments, failed to credit payments or credited late, refused payments while in forebearance negotiaions

Ocwen Loan Servicing Escalated payments, failed to credit payments or credited late, refused payments while in forebearance negotiaions, then wants $150,000 extra

Ocwen takes the prize for most dishonorable company, and we want a class action suit against them! Anybody game?We have tried to keep up payments, but with an ARM, this became impossible, as our rate went to 11%. Additionally, there were always late fees, even though we paid on time. Finally my husband filed for bankruptcy, and reached a verbal agreement with Ocwen on what our payment would be.But the very next payment was sent back as not being the correct amount, but no one could tell us what that amount should be. We started the very long process of trying to reach someone on the phone who could tell us, with hold times anywhere from 30 minutes to 2+ hours. Many times we were told someone would call, but when 'they' did, it was a recording. Finally we got to talk to 'Ganesh'.We reached an agreement and were told the papers would be sent in the mail, and not to make a payment until we could send it with the new contract. Many calls later, still no papers, but still told not to pay. Foreclosure papers came. More calls, told not to worry, just a formality, don't pay. Second set of foreclosure papers came. Got an attorney. Almost a year later, got the papers, but amount now owed is about $150,000 more than our original mortgage - all sorts of fees and interest due to not paying for a year. We TRIED to pay all year, but were told not to by Ganesh. Amount is more than we could ever hope to refinance, so no hope of getting away from this crazy company even if we can pay the exorbitant amount they demand. After reading all the rip-off reports on them, I don't trust them anyway.We're serious about the class action suit. I've only hit the highlights of our problems with them.
Meg Burleson, Texas U.S.A.

From: http://www.ripoffreport.com/reports/0/396/RipOff0396544.htm

OCWEN LOAN SERVICING ROAD COMPANIONS WITH DogHorribleIdiot; Mortgage Company Run Away, Run RunNN

DHI- initial mortgage company. Mark Toelle (their loan officer, Fairfax County VA) was asked to prepare 30-year-fixed (2nd house- I knew what I wanted); Mark lied, covering the loan terms (which was actually arm) with deceptive language ('rate will float to lock', he says). Around this he was pressed on the 30-year-fixed, he continued to lie. There used to be trust, honesty; there has to be some degree to conduct any business . . . Six months later, the following year, via US mail, the letter (from DHI, resolution department) indicated the loan is not complete, in a default status (sig. not notorized, copies I signed at closing enclosed, pls complete, bloh. bloh . . .) Changes were needed to meet the (loan) program guidelines. All the while payments were billed to me and paid.
Talking to Carolyn Bertelson VP, DHI -> 3 issues; 1) loan not complete, in default status; 2) issue of appearance of fraud (via US mail), & 3) I want a 30-year-fixed.
On-line, I find reports about Ocwen: what is the link between this obviously corrupt builder/lender (DHI) and their using Ocwen as their loan servicer? I am digging . . . My loan adjust in 10/10/08, and my payments have increased from $2500 to about $2780. I will get the 30 year fixed loan I should have gotten. CB did not answer why I did not get the 30 year fixed, nor why a Mark Gaulbreson (someone at the title company) altered my signature on loan documents (copied thereof mailed demanding that I sign).
Additionally, a loan scam was featured in local news ->DHI (nearly all houses were sent into forclosure, presently they are empty, and a neighbor told me that the FBI was investigating). At this point, I am at the beginning, however, I am determined to win, and strong enough to go the distance (this journey will require). I say to others dealing with DHI or Ocwen: be strong, endure and keep your cool. I will provide updates as things develop.
My options now are 1- loan modification (the only modification I will accept at this point is the 30-year-fixed that I originally wanted); 2- pursuing mail fraud charges (waiting for fraud unit of postal service to return call, this is federal offense which carries a million dollar fine maximum for business or 30 years imprisonment); 3- evaluate the guidelines of my (loan) program for talking point & 4- file bankruptcy (which I did once before, and it really did not affect my life at all. How do we get a class action suit going here? Chow.
GailWoodbridge, VirginiaU.S.A.

From: http://www.ripoffreport.com/reports/0/368/RipOff0368092.htm

Ocwen Ripping Off Seems To Be A Pattern Here?! ripoff Orlando Florida

From: http://www.ripoffreport.com/reports/0/207/RipOff0207652.htm

Seems like a pattern here with all the complaints about ocwen, I simply did a search for 'ocwen' on google and the number two spot is this website, WoW.Looks like a good law firm would be making toast out of this ocwen bunch. My story is like the rest, need I say more. If there has been anything good come of this or any positive reports please let me know. email me. Thanks, Jeff
JeffPennington

Ocwen Loan Servicing Ocwen is a JOKE and I believe they are breaking FTC Consumer Right Laws Orlando Florida

From: http://www.ripoffreport.com/reports/0/326/RipOff0326960.htm
Won't waste anyones time going into detail. I have already reported Ocwen to the Better Business Bureau. Basically, Ocwen is still reporting to the credit bureaus that my account is delinquent even though I have completed all the terms of their modification plan, made every payment plus additional payments - to pay the original contractual loan payments due to prevent reportings to the credit bureaus, AND THEY ARE STILL REPORTING DELINQUINCIES TO THE CREDIT BUREAUS CAUSE THEIR SYSTEMS HAVE NOT UPDATED, WHETHER IT BE TO DELAYS IN PROCESSING BY HUMANS, OR AN OUTDATED SYSTEM THAT CAN NOT HANDLE THEIR VOLUME OF TRANSACTIONS. EITHER WAY, MY PAYMENTS ARE NOT BE REFLECTED IN THEIR SYSTEM AND I AM STILL BEING REPORTED DELINQUENT TO THE CREDIT BUREAUS. IS THIS LEGAL?RobstevensalSan Jose, CaliforniaU.S.A.

Hon. Christopher F. Droney-Ocwen Hon. Christopher F. Droney/Ocwen. Victims of Ocwen are now being further victimized by our own judicial system.

Hon. Christopher F. Droney-Ocwen Hon. Christopher F. Droney/Ocwen. Victims of Ocwen are now being further victimized by our own judicial system. How to wake up a “Sleeping Judge" in one easy step Hartford Connecticut

From: http://www.ripoffreport.com/reports/0/066/RipOff0066969.htm

What can citizens in America do when our own Federal Courts create victims? That seems to be the case right now in U.S. District Court, District of Connecticut Case # 02-CV-960. This is the Hanson v Ocwen case which is, in my humble opinion, being mishandled very badly by the sitting judge, Christopher F. Droney.First, Judge Droney denied the preliminary injunction that would have allowed plaintiffs freedom from abuse by Ocwen while this matter is considered in the court. That is, I suppose, the judge's prerogative, and if this case were being handled in a normal timeline for these cases, it would be almost over by now. However, it stagnates in the courtroom because this judge lets it! The average length of a case in Federal court is between twelve to sixteen months. We are at fifteen months, folks, and still it is a quagmire! It has not even really begun yet, let alone begun drawing to a close!I am sure that many people involved with this suit have lost their homes in the course of the last fifteen months to Ocwen. Therefore, with his policy of “inaction" Judge Droney is surely creating even more victims! There seems to be absolutely no other way to look at this debacle. Judges are not allowed to write law in America, nor are they allowed to obstruct it. What does Judge Droney think he is doing in that courtroom? There is no way he can claim to be SERVING justice!Judge Droney has become an impediment to justice rather than an instrument of justice!Judge Droney has been asked twice to excuse himself from this case and has twice refused. Why? He certainly seems in no hurry to try this case. He will not let go, nor will he let it move forward. This makes no sense to me and is uncommon behavior for a Federal Judge. He is, in my mind, guilty of judicial misconduct according to the following guidelines:What Is Judicial Misconduct? (The following quote is a “cut and paste" and has not been altered in any way)“The Judicial Councils Reform and Judicial Conduct and Disabilities Act of 1980 (Section 372 of Title 28 of the United States Code) says it is 'conduct prejudicial to the effective expeditious administration of the business of the courts.' Courts have interpreted this to include fraudulent, corrupt, immoral, illegal and dishonest behavior and any physical or mental incapacity to carry out judicial duties. This means a judge who repeatedly commits wrongful acts knowing that they violate a rule of law or standard of behavior can be disciplined. For example, a judge who makes repeated racial slurs against litigants can be found guilty of misconduct. A judge found to have a serious mental or physical handicap that interferes in the performance of judicial duties is usually asked to retire or removed from office. However, if you think the judge has made a mistake during your trial or decided your case wrong, you probably won't succeed in getting the judge investigated for misconduct unless you can prove malice or a repeated pattern of bias or incompetence."I cannot speak for Judge Droney's competence or lack thereof, but I can speak of conduct prejudicial to effective expeditious administration of the business of the courts. It is all here in the PACER printout! Fifteen months of foot-dragging, lollygagging, and plain old farting around. This case has gone beyond “expeditious" any way it is looked at!A repeated pattern of bias seems evident in the fact that Judge Droney seems to like to grant his former associates, Ocwen's attorneys, every motion filed and deny most of Hanson's attorneys' motions.Judge Droney's behavior was certainly dishonest when he failed to reveal his former association with Ocwen counsel.Here are some links to sites that explain conduct expected of judges in this country:Rules and guidelines governing judicial behavior (short form)http://www.newshare.com/west/guidelines.htmlCODE OF CONDUCT FOR UNITED STATES JUDGES (long form w/commentary)http://www.uscourts.gov/guide/vol2/ch1.htmlThis is enlightening reading; I would recommend it to everyone. Draw your own conclusions as to whether judicial conduct has been breached in the Hanson v Ocwen matter. If you feel it has, this link will take you to the complaint procedures for filing a formal complaint in the Second Circuit (where this case is stagnating):RULES OF THE JUDICIAL COUNCIL OF THESECOND CIRCUIT GOVERNING COMPLAINTS AGAINSTJUDICIAL OFFICERS UNDER 28 U.S.C. § 372(c)https://www.tourolaw.edu/2ndCircuit/rules/PartE.htm(Keep in mind that these procedures must be followed to the letter or the complaint goes into the trash. Be sure to send the correct number of copies, etc.) Each complaint receives a docket number and is filed. Any complaints filed against a U.S. Judge remain on his/her record. The complaint record can have a great bearing later on if a judge should receive a Supreme Court nomination. (God save us all from this kind of hanky-panky in our highest court!) If Judge Droney wants to play now, he may pay later. While researching what steps can be taken by average Americans in cases like this, I came upon an amazing discovery. It has become more common than I ever wanted to know for Federal Judges to try cases that they have a financial interest in without disclosing that interest! Since this judge has already failed once to disclose pertinent information, what might prevent him from failing to disclose other things?Links to a series by the Kansas City Star that “tells all" about this situation. It is called “On their Honor: Judges and their Assets". Read it and weep for justice in America:http://www.kcstar.com/judges/There IS a way to find out if there is more to this story than we have been told. Anyone in America can request this asset and investment information about any judge. It is called: REQUEST FOR EXAMINATION OF REPORT FILED BY A JUDICIAL OFFICER OR JUDICIAL EMPLOYEE (Form AO-10a) .20 cents per pagehttp://www.uscourts.gov/forms/AO010a.pdfThis PDF form can be filled out right on your computer and then printed out for mailing. Keep in mind that there is a twenty-cent per page charge for these documents and that the judge will be notified as to who is requesting his records. In fact, he will know that you requested them before you even get them. So what? If he has nothing to hide, this should not be of concern to him.And there may be even more affecting what goes on in this particular courtroom. In the course of all this research, I ran across even more interesting reading from the Hartford Courant. This story concerns Paul J. Silvester, former Connecticut State Treasurer, now convicted and imprisoned. This story came up when I searched the name “Droney" so I kept reading it (and reading it and reading it). It is a long saga of bribery, kickbacks, racketeering, and general corruption of politicians.Finally, in the article dated July 27, 2003 (the last article in the series) I found why the search turned up this series of articles. The name John F. Droney is mentioned in an article entitled “Politics and Piggishness".John F. Droney is our own Judge Droney's brother. John Droney is a Democratic party bigwig in Connecticut. Christopher Droney was appointed to his position by Bill Clinton, a Democratic president. Federal judicial appointments tend to be highly politically motivated, as anyone who follows the news knows. Ocwen is known to be a big supporter of the Democratic party. Sounds like a whole lot of Democrats in a big wad to me. Political agendas do NOT belong in a courtroom.Here is the url that will take you to the series of articles in the Hartford Courant. Read them and, again, you can draw your own conclusions:http://www.ctnow.com/news/local/hc-silvester-sg,0,7156222.storygallery?coll=hc-headlines-local-7dayWho knows if the Connecticut scandal has any bearing? But who knows if it does NOT? No one knows what goes on in Judge Droney's mind except Judge Droney and he isn't telling…or moving along…or anything. Perhaps someone should hold a mirror under his nose!U.S. District Judges are paid $154,700 per year. That is a lot of money to a peon like myself. Americans have a right to demand return for their hard-earned dollars. We are NOT getting it here!Judge Droney's behavior is becoming so blatant that it is becoming very difficult to overlook it. There is an obvious bias and prejudice at work here. I want to know why and what is causing it. This case is not being held behind locked doors or in a vacuum; it is in a United States District Court. Americans have a right to demand accountability. There needs to be some explaining done here and soon.Ocwen victims have had to endure fifteen more months of being terrorized by their so-called servicing company. No telling how many have lost their homes during this period. No telling how many prescriptions for nerve pills have been written. This is NOT justice and I hope that all of the victims of Ocwen will look into matters. It is your right as an American. Do not take this anymore. Get the financial records; file complaints. Now you not only have to save yourselves from Ocwen, you have to save yourselves from a travesty of justice in a United States District Court! But, for those of you who “cut your legal teeth" fighting Ocwen, opposing this judge will not be a difficult matter in comparison.No one thought that the battle with Ocwen would be easy; a big “THANK YOU" to Judge C.F. Droney for making it twice as hard! You should be ashamed of yourself, Judge Droney, for falling flat on your face and making a farce of your duty and our court system.

RobinWaldron, ArkansasU.S.A.