Sunday, December 9, 2007

OCWEN,YES ANOTHER ONE

Posted by KELVIN DE JULIO on August 02, 2005 at 19:08:49:
I WON'T MAKE THIS TOO LONG AND DRAWN OUT. I DID A REFY IN JAN.01 WITH BNC MORTGAGE HERE IN DENVER(THE PROPERTY IS IN MONTROSE,COLORADO.MONTROSE COUNTY) THEY IN TURN SOLD IT TO OPTIONS ONE IN CALIFORNIA,THEY IN TURN SOLD IT TO OCWEN. FEB-AUGUST 0 1PAYMENTS WENT TO OPTIONS ONE. FIRST PAYMENT WENT TO OCWEN IN SEPTEMBER 01.RECEIVED A LETTER FROM OCWEN(STILL HAVE) STATING THAT THEY WERE,OCWEN,GOING TO APPLY THE MONEY FROM ESCROW FROM OPTIONS ONE TO MY NOVEMBER PAYMENT.GREAT I THOUGHT,SENT IN OCTOBER PAYMENT THEN DECEMBER PAYMENT THEN RECEIVED MONTHLTY BILLING STATMENT FOR JANUARY AND IT WAS FOR $3091.87, MY MORTGAGE PAYMENT WAS $950.00 A MONTH. THIS ISN'T CORRECT. CALLED OCWEN GOT RECORDING AND NO RESPONSE FROM OCWEN.MAILED $950.00 PAYMENT.THEN RECEIVED FEB.02 STATEMENT,$3089.56.YOU GOT TO BE KIDDING. CALLED OCWEN AND LEFT MESSAGE. OF COURSE NO RESPONSE. WROTE LETTER SURPRISE! NO RESPONSE. SENT PAYMENT $950.00 FOR FEB 02 AND THEN WELLS FARGO MESSED UP AND FEB. CHECK BOUNCED(TRUSTEE ON MORTGAGE...WELLS FARGO BANK...SURPRISE) WROTE LETTER TO OCWEN AND TOLD THEM WHAT HAPPENED I LET ME KNOW WHAT LATE CHARGES ARE DUE. SURPRISE...NO RESPONSE. APRIL STATEMENT COMES FOR $3089.66. SENT IN TWO SEPERATE CHECKS FOR $950.00 EACH...SURPRISE ONE CHECK RETURNED TO ME WITH A CURE DEFAULT LETTER. CALLED OCWEN AND LEFT MESSAGE.. SURPRISE NO RESPONES SAME WITH LETTERS SENT TO OCWEN. NO USE SENDING PAYMENTS IN WHEN THEY ARE SENT BACK. GOT FIRST LETTER FROM OCWEN, BELINDA ITSON. OCWEN HAD RECEIVED FIVE PAYMENTS EACH $950.00 BUT I AM PAST DUE OF $3089.66 AND THEY HAVE HAD MY MORTGAGE SINCE SEPTEMBER 2001.THEN ON SEPTEMBER 12, 2001 OCWEN HAD APPLIED A PAYMENT OF $2369.65 TO MY ACCOUNT,PROBLEM THAT WAS SOMEONE ELSES PAYMENT THAT WAS APPLIED TO MY LOAN. ANY FURTHER PROBLEMS WILL BE HANDLED BY DEREK DALLAS. HIS RESPONSE TO MY LETTERS,NOTHING. NOW OCWEN IS APPLING FOR A RULE 120 MOTION HEARING FOR FORECLOSUER. I HAVE NO IDEA WHY. ATTORNEY DAVID SHORES WON'T TALK WITH ME.HE WON'T RETURN MY ATTORNEYS PHONE CALLS. WE GO TO COURT JULY,30 2002. THEY PUT PUBLIC NOTICE IN MONTROSE PAPER. MY MOTHER CALLS CRYING AND UPSET BECAUSE SHE HAS NO IDEA WHATS GOING ON. NEITHER DO I. GO TO COURT,JUDGE POSTPONES RULE 120 MOTION SO I COULD SHOW JUST CAUSE. GO BACH TO COURT AUGUST 2002. DAVID BELL OCWENS ATTORNEY TELLS THE JUDGE THEY ARE TRYING TO FORECLOSE FOR NON-PAYMENT IN NOVEMBER 2001. I PULL OUT LETTER FROM OCWEN ABOUT ESCROWS, ATTORNEYS MOUTH DROPS TO FLOOR. HE AND A REPRESENTIVE FROM OCWEN ADMITTS IT IS THERE FAULT. TELLS JUDGE WE CAN AGREE ON A SETTLEMENT.(BUT ONLY ON THERE TERMS) SO SINCE 2002 OCWEN HAS USED THREE DIFFERENT LAW FIRMS AND ALL ENDS UP THE SAME WAY. NO SETTLEMENT AGREEMNET NO MORTGAGE PAYMENTS RELEASE. WE GO BACK TO COURT FOR ANOTHER RULE 120 MOTION HEARING IN MAY 2005. WILL POSTPONE UNTIL AUGUST AGREEING I CAN SELL HOME. GET THREE CONTRACTS ON HOME IN TWO DAYS.TAKES OCWEN MORE THAN THREE WEEKS TO GET ME PAY OFF. OCWEN AGREES TO WAVE ALL FEES. THEN WHEN OCWEN FINES OUT MUCH I WILL GET OUT OF HOSU NOW THEY WANT ALL THE PROFITS OFF HOUSE. SO NOW WE GO BACK TO COURT AUGUST 4,2005. IF THEY LOSS IN COURT AGAIN THEY WILL JUST APPEAL TO HIGHER COURT. I NEED TO SEE IF SOMEONE IN COLORADO IS IN THE SAME BOAT WITH OCWEN AS I AM. IS THERE AN ATTORNEY,REALESTATE, THAT WE CAN TALK WITH ABOUT A CIVIL LAWSUIT OR CLASS ACTION LAWSUIT AGINIST OCWEN. THIS CAN'T KEEP GOING ON. SOMEONE PLEASE HELP.

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